SATURDAY 20th SEPTEMBER 2025 | MILTON KEYNES
MONEY MECHANICS LIVE
Build A Clear Financial & Investing Action Plan In 1 Day - Even If You Are Overwhelmed Or Starting From Scratch
5000+
Clients Helped With Money & Investing
100%
More Confident With Money & Investing
THE EVENT IS IN:
WHO THIS DAY IS PERFECT FOR
For people who are DONE feeling behind with MONEY and are ready to take clear, confident ACTION
People who’ve worked hard, saved what they could, but still feel unsure if it’s enough
Smart professionals who are great at earning but still feel lost when it comes to managing or increasing their money
Anyone who’s tried budgeting tools, cash-stuffing, or cutting back and still feels stuck
People who’ve cleared debt (or are working on it) and want to finally start building wealth
Business owners and freelancers who are earning but not investing and don’t know where to begin
Individuals who’ve watched YouTube videos, followed money influencers, maybe even bought a course… but haven’t yet taken action
Anyone who feels behind, overwhelmed, or like “everyone else got the memo about money… and I missed it”
If you’re nodding your head to any of those — this day was built for you.
You don’t need more financial waffle, fear or finance-speak. You need clear, honest guidance and a step-by-step plan you can actually follow.
FEELING FED UP?
You are sick of doing financial gymnastics just to survive the month - robbing Peter to pay Paul, then wondering who Paul actually is and why he is always broke! You want to stop living in "card declined" and finally make your money behave like the adult it should be!
You've tried budgeting apps, no-spend challenges, you've said goodbye to takeaways and cocktails and still your bank balance is screaming "NOPE"! Now, you're done playing small. You want real, practical steps that actually stick so you can take control of your finances without needing a personality transplant.
You have been dodging money chats like they are you're ex on a night out, because every convo comes with a side order of shame or panic. But now you are over the awkwardness and ready to take the wheel and build a relationship with your money that feels fucking AMAZING!
You've heard about investing, but you thought it was something rich men called Charles do whilst casually sipping whiskey on their yachts. You're just trying to figure out if you can invest without googling "WTF is a dividend" every five minutes or having to buy a Patagonia gilet.
You've tried learning to invest, but it feels like you need a math degree and a Financial Times subscription just to sit at the table. You are over the finance bros with the Rolexes and buzzwords, you just want someone to show you how to grow your money without the faff.
You're done thinking financial security is just for city boys in slick suits shouting about stocks and retiring at 40. You're ready for the kind of wealth that actually gives you a future you can rely on, a plan you understand without needing Wolf Of Wallstreet energy.
YOU WILL:
WALK AWAY WITH A PLAN
No more crossing your fingers and hoping for the best. By the end of the day, you'll have a clear, personalised roadmap to follow. We will get you ready for your first confident steps into investment.
KNOW WHERE YOUR MONEY IS GOING
Through real, hands-on exercises, you'll finally see where your money sneaks off to each month. No shame, no spreadsheet trauma. Just clarity and confidence from quick actions you can take straight away.
GAIN CONFIDENCE WITH INVESTING
Think investing is confusing, risky or not for people like you? We'll change that FAST! You'll get hands-on with beginner friendly platforms, learn how to choose the right tools for you and understand exactly how to make your first investment, even if it is just £10.
LEARN HOW TO BUILD FINANCIAL SECURITY
We'll show you how to build a rock-solid safety net, so surprise bills don't send you into panic mode, and you are no longer stuck in the paycheck-to-paycheck cycle. Know exactly how much you need, where to keep it, how to grow it without sacrificing your sanity or giving up fancy pants Lattes forever!
LEAVE WITH REAL TOOLS
This isn't the type of event where you leave with a head full of theory and a branded pen. You will walk out with a workbook full of real, practical tools, templates, trackers and guides that will keep your money in check long after the applause dies down.
MAKE BOLD MONEY MOVES
No more second-guessing every decision or spiraling over spreadsheets at 2am. We’ll tackle the mindset blocks keeping you stuck, rewrite the stories you’ve been telling yourself about money, and help you step into the version of you that makes smart, unapologetic financial decisions with confidence, clarity, and zero shame.
TAKE BACK CONTROL
In 2014, I was £60,000 in debt, crying into my overdraft and pretending I had it together. I had no savings, no investments, no safety net — just a load of unopened letters, sleepless nights, and a financial plan called “avoid everything and hope for the best.”
Fast forward to 2025. No, I didn’t marry rich, or win the lottery. I learned the game. I cleared every penny of that debt, built a multi-6-figure business from scratch, and started putting my money to work in property, the stock market, crypto, whiskey, and businesses. (Yep, actual grown-up investing and no, I still don’t wear a suit.)
I’ve now helped thousands of people get their financial shit together. Not a single guilt trips, stressful spreadsheet or “cut out your lattes” nonsense. I provide real talk, real tools, and a plan that actually fits real life.
I’m not a banker. I don’t talk in jargon. I probably swear too much, and I still "waste" money on things like takeaways (life without Chinese food is no life at all).
I know how to make money make sense and I believe financial confidence is a skill, not a status.
So if you're sat there thinking, “How the hell do I fix this?” or “Am I the only one who still doesn’t get it?” I’ve been there.
This event is for you.
Money Mechanics Live isn’t about being perfect. It’s about getting honest, taking control, and finally building the kind of financial life that doesn’t give you heart palpitations every time you try to think about investing.
No suits. No shame. Just straight-up clarity, a room full of people who get it, and a plan you can actually stick to.
Listen, you don’t need to have a stock portfolio, a financial advisor, or a clue about what the FTSE even is. You just need to stop thinking investing is only for men named Charles, wearing their Patagonia gilet, with a trust fund and a golf handicap. INVESTING IS FOR YOU!
I’ll meet you exactly where you are, whether that’s “what even is a fund?” or “I’ve got £100 and no idea what to do with it” and we’ll get you moving. One confident, cash-savvy, wealth-building step at a time.
Big love — and remember:
You don’t need to be rich to invest. Investing is what will make you rich!
Sarah P. x
IF THEY CAN DO IT SO CAN YOU
I could sit here all day telling you how game-changing this event is, but I am bound to say that aren't I. Instead of making you roll your eyes and wondering if I am just in sales mode, let my clients tell you what they thought after attending MMLIVE. These are actual humans that once felt just as confused, overwhelmed and allergic to finance stuff as you might right now. NONE of them left crying into a spreadsheet, rage -deleting their investing app or convinced that passive income through investing is a myth created by scammers.
SASHA HERMAN
I wanted to know more about my personal money habits. I have always been very good at spending but not invested as much as I would have liked. I found the event motivating, inspiring and enlightening. I have implemented things already. Sarah is very real and her relatability helped me to understand what was being discussed. If you are serious about your money, regardless of your age, this event is for you.
DAVID KIRBY
Today has reinforced everything I read in the Money Mechanics book. This week I have managed to clear all my personal debt and that is really down to learning about the Money Mechanics methods and implementing everything I have learned. I have now started to invest in the markets and funds whilst also talking to Sarah about my property investment plans as well.
KRIS DEAKER
I wanted to learn where we can invest our money. Sarah is an expert at simplifying. When I try to learn online there is so much jargon it gets confusing. The day was really very good and I would really recommend it. I feel like I have a roadmap to follow now which I didn't have before. I can get started straight away, and I have all the resources to take home too, so I can check in on everything as I move forwards.
MEL ALESBROOK
I came because I wanted to learn how to make my money work harder for me. I have been able to retire early, but I wanted to say I was truly earning a passive income from other investments and not just property. Sarah is very down to earth, says it how it is, and she makes it so easy to understand. I would definitely recommend today. I have learned so much.
YOUR MAIN MM LIVE HOST AND SPEAKER
FOUNDER & AUTHOR OF MONEY MECHANICS
Sarah Poynton-Ryan
Sarah had £60,000 of debt in 2014 and has spent a decade discovering how money truly works. She is on a mission to normalise the conversation around money. Helping people to stabilise income, recover from debt, plan for their financial future and begin to invest. Sarah is so excited to be back on a stage once again bringing you the very best she has when it comes to making your money make sense!
In her honest, relatable and action provoking sessions, she will demystify the money hacks used by the super rich that you are missing out on. Her approach will:
Bridge the gaps between knowledge and action
Hold your hand on the M.O.N.E.Y framework that works every time
Give you confidence to know for sure you are making the right moves
Change the way you think, feel, and behave with money forever
WHAT YOU WILL EXPERIENCE
This isn’t just another finance seminar. This is a hands-on, interactive day where you’ll learn how to truly understand and manage your money with confidence. From saving to investing, we’re breaking it down into easy, actionable steps.
CREATE YOUR FINANCIAL ACTION PLAN
You’ll leave with more than just notes. By the end of the day, you’ll have a personalised financial roadmap - a step-by-step plan to move forward with confidence. This is all about empowering you to take control of your financial future, starting NOW.
SET FINANCIAL GOALS WITH THE M.O.N.E.Y FRAMEWORK
Forget generic goal-setting - this is all about goals that stick. With the M.O.N.E.Y. Framework, you'll create clear, actionable financial goals that align with your life. By the end of the day, you’ll have a concrete plan that helps you save, invest, and grow your money with confidence. It’s not about perfection - it’s about making real progress, starting right now.
DEMYSTIFY INVESTING
Think investing is only for the rich? Think again. We will take you through the essentials of investing, showing you how to get started even if you’ve never bought a single share in your life. We’ll strip away the jargon and give you the tools to confidently take your first steps toward building wealth.
TRANSFORM YOUR RELATIONSHIP WITH MONEY
You’ll leave with more than just knowledge. By the end of the day, you’ll have the tools to build a healthy and positive relationship with money - free from fear and anxiety. You’ll learn practical techniques to manifest abundance, attract prosperity, and develop a wealth-conscious mindset that opens doors for financial growth. It’s all about creating a repeatable practice that allows you to take control of your financial future and manifest money whenever you desire.
WHAT YOU WILL GET
When you arrive at the Money Mechanics Live event, you will receive:
EXCLUSIVE EVENT WORKBOOK
A comprehensive workbook filled with exercises, resources, and guides to walk you through the day. This workbook will help you implement everything you learn, from setting financial goals, to creating a personalised investment plan.
MONEY MOMENTUM BLUEPRINT
During the event, you'll build your own financial roadmap using the templates provided. This roadmap will be your guide to improving your financial situation, helping you make informed decisions about your next steps - whether it's saving, investing, or getting out of debt.
ADVANCED BUDGETING TOOLKIT
A collection of advanced budgeting tools and templates, including monthly and yearly budget planners, to track your income, expenses, and financial goals effectively. This toolkit is designed to help you stay in control of your finances.
INVESTMENT STARTER PACK
A clear, beginner-friendly investment guide with step-by-step instructions for opening your first investment account, understanding different types of investments (stocks, bonds, index funds), and choosing the right strategy for your financial goals.
EMERGENCY FUND PLANNER
A detailed emergency fund planning tool that helps you calculate how much you need to save for unexpected expenses, based on your lifestyle. You'll leave the event knowing how to build your financial safety net.
MONEY MINDSET WORKSHEET
A worksheet to help you identify limiting beliefs about your money, shift your mindset, and create empowering financial habits. This resource is designed to support your long-term financial wellbeing.
SPENDING OPTIMISATION CHECKLIST
A checklist to help you find and eliminate unnecessary spending, so you can maximise your income and focus on what really matters - building wealth and financial security.
VIP LUNCH SESSION (IF UPGRADED)
For VIP attendees, you'll gain exclusive access to a private lunchtime Q&A session with Sarah Poynton-Ryan (chief Money Mechanic) and Guest Speakers. Get personalised insights, ask your burning questions, and dive deeper into your specific financial challenges.
NETWORKING OPPORTUNITIES
Connect with like-minded individuals who are on the same journey towards financial confidence and freedom. Share experiences, ideas, and create accountability connections to keep you motivated after the event.
CHECK TICKET AVAILABILITY
FREQUENTLY ASKED QUESTIONS
We’ve had attendees from all walks of life: business owners, NHS workers, creatives, single mums, spreadsheet-haters, and spreadsheet-lovers (they exist). Whether you’re just starting out, building back, or trying to make your money work harder — we’ve got you.
Absolutely — earning is one thing, growing it is another.
If you're making money but still thinking “Why doesn't it ever grow?” — then yes, this day will show you how to build wealth with what you’ve already got. No lifestyle overhaul required.
Absolutely. You'll learn how to make a plan to reduce debt and improve your situation.
Yes — if you want it.
You’ll leave with a roadmap and all the resources to keep going solo. But if you want ongoing accountability, community, or next-level support, there’ll be options available (no pressure, no shady upsell tactics — promise).
Because this isn’t a “sit back and nod along” kind of day — it’s a “get your hands on your money plan and DO the thing” kind of day.
You’ll build your plan in the room. You’ll leave with tools, templates, and confidence — not just a vague buzz and an full notebook.
God no.
This isn’t a school assembly. No one’s making you stand up and announce your credit score. You can get involved as much (or as little) as you like. It’s a supportive space — not a therapy circle.
Then you’re in the right place.
You’ll learn the essentials in plain English, without jargon, snobbery, or assumptions. We’ll show you how to get started with as little as £10 — no Patagonia gilet required.
Great — we’ll take what you know and help you do something with it.
If you’ve read a book or followed a few finance influencers, but still haven’t actually started… this is the missing piece. Strategy. Simplicity. Action.
sarah@cogito-wealth.co.uk
+44 7738 278 545
Northamptonshire, UK