SARAH POYNTON-RYAN
BUSINESSWOMAN, INVESTOR, AUTHOR, SPEAKER
SARAH POYNTON-RYAN
BUSINESSWOMAN, INVESTOR, AUTHOR, SPEAKER
FUN. INSPIRING. PRACTICAL.
HEY! I am Sarah Poynton-Ryan and I believe in a world where MONEY is less confusing and where the low-risk debt and investing secrets of the rich are understood by us all.
After successfully clearing £60,000 of high interest debt, I built a net worth of £1,000,000 all inside 5 years.
Nowadays, I am banging the drum of financial literacy so that no-one has to feel the way I felt in 2015.
Since 2018, I have delivered workshops, keynote presentations and consultancy that educates from a place of personal experience. Stabilising income, recovering from debt, preparing for investment and planning for retirement are where I can make the biggest impact!
In 2023, I published my book MONEY MECHANICS. The framework I outline in this book reveals actionable steps to help you achieve financial success. I LOVE that I am here to help you 'get rich' by sparking positive change and igniting a better understanding of how MONEY really works.
Whether you want to leave a toxic relationship, or say goodbye to a job you hate, or simply just be able to buy the Prada handbag or book the 'round-the-world luxury holiday - MONEY MATTERS!
I am not a 'finance bro', my talks are practical, honest, down to earth and are designed to simplify complex MONEY concepts. I will show you how attainable financial security really is so that your long-term financial health and well-being is taken care of in an ever-evolving economic landscape.
BACKED BY EXPERIENCE
FINANCIAL EMPOWERMENT
MONEY MECHANICS is not just about Sarah's financial achievements; it's about creating an impact for you. Her mission is to demystify the intricate world of finance, making it accessible to all. Whether you're a seasoned investor or just starting out, Sarah's insights are invaluable. She simplifies complex topics, ensuring that everyone, regardless of their background, can grasp the essentials of money management and investing.
MONEY & INVESTING
MONEY has been gatekept by 'finance bros' forever. MONEY and investing has been over complicated and many of us feel like we cannot have a seat at the MONEY table. But YOU CAN! Few voices resonate so clearly when it comes to making financial literacy and investing accessible to everyday people. Two times, award-winning 'Influencer Business Of The Year' MONEY MECHANICS is on a mission to change the way we feel about MONEY.
FINANCIAL SECURITY
As the bestselling author of 'MONEY MECHANICS', Sarah has transformed the way thousands of people approach their financial futures. The book breaks down the exact steps you can follow to create financial stability now and security for generations. Debt recovery, automating MONEY, MONEY mindset and starting to invest are some of the highlights from MONEY MECHANICS that can set you on the path to financial independence.
HI, I'M SARAH...
JULY 2013
INCORPORATED MY FIRST BUSINESS
30 year old me was full of energy and blind naivety about what it would take to start and run my own business. My business and investing journey began here, when I invested £20,000 in a photo booth that I would hire out to events. Business was fantastic for 2 years and then things turned sour.
SEPTEMBER 2015
WE GOT MARRIED
To the outside world, we were loving life. But spending a week away after we got married and realising that we had £60,000 of high interest debt was humbling. Our big dreams for life were being squashed under the weight of credit cards, overdrafts and loans.
DECEMBER 2015
NO EXPERIENCE & NO IDEA
After a week away for our honeymoon in sunny Colchester, we decided that we wanted to do something to change our financial position. We had heard about two business models, rent-to-rent and portfolio building. Both allowed me to learn about property investing without having money of my own. In essence, I became a consultant helping other investors to maximise their portfolios. These were the beginnings of my investing journey.
JUNE 2016
EARNING MONEY WHILE WE TRAVELLED
In the first 6 months, the property business exploded. We were on our way to clearing our debt and the next step was to prove we could pay all our bills whilst travelling the world. We booked a 'round-the-world ticket and spent 3 months travelling as I continued to run the business. When I got home, I was hospitalised with pneumonia. This forced me to slow right down on my work, which reinforced the importance of being able to earn money without trading my time for it.
DECEMBER 2017
DEBT FREE FOR THE 1ST TIME
In December 2017, I finally cleared my debt. All of it. I was no longer living on my overdraft, all my credit cards had been paid back, and I celebrated with a little reward trip to London. I believe in rewarding yourself as you reach the milestones you have set. This was (and still is) one of my proudest achievements. It could so easily have gone a very different way as it does for many people that simply don't understand MONEY.
SEPTEMBER 2018
OUR FIRST EDUCATIONAL EVENT
After months of being invited to speak at other people's events on the topics of money, property, investing and business, I decided we would put on our own event. I wanted to (still do) change the world. Being able to show people exactly how they can change their financial position brought me so much joy (still does)! We began with a room of 150 clients and our education, coaching and mentoring business exploded from then. I continued to invest almost all the money I was making, even if it was £50 a month because I had discovered the power of compound interest and dividend stocks which paid me an income without me having to trade my time for money.
SEPTEMBER 2023
MONEY MECHANICS PUBLISHED
A passion project that took 2 years to finish, the MONEY MECHANICS book went live and became an Amazon No.1 Bestseller on launch day. Having sold thousands of copies across the world, this book inspired the newest chapter for me. Our sole purpose as a business is to put more money into the hands of women and men through debt and investing education, financial literacy for young people and improved financial wellness for UK-based workforce. Speaking only ever from personal experience, this work impacts lives in a way I never realised I could. I now travel the world, standing on stages helping every-day people to have more money than ever before. I help them stabilise their income, recover from debt and prepare for and start investing.
NOWADAYS...
AN ACTIVE INVESTOR, HELPING YOU
I invest in stocks, shares, crypto, businesses, property and more. I believe in a world where more women are financially independent, where we can all retire without taking a hit on our lifestyle, where we can live a life we choose instead of being stuck because we can't afford to change things. MONEY matters and I have one job and that is to help you understand and talk about MONEY more so you can make your MONEY work harder for you!
FREQUENTLY ASKED QUESTIONS
sarah@cogito-wealth.co.uk
+44 7738 278 545
Northamptonshire, UK
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